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Business Lines of Credit

Get your business ready for seasonal fluctuations, or boost your working capital. Our business lines of credit let you draw down the funds you need, when you need them.

You'll receive a competitive rate, so you can keep costs down as much as possible. You'll only pay interest on the amount you use — and once you're approved, there's no need to reapply!

  • Ongoing, affordable funding for a wide range of business needs:
    • Seasonal fluctuations
    • Inventory
    • Working capital
    • And more!
  • Secure greater financial flexibility for your business:
    • Funds are available as needed
    • Only pay interest on the amount used
    • More funds become available as principal is repaid
  • Once approved, there's no need to reapply
  • Funds disbursed conveniently*
  • Competitive rates
  • Terms customized to the needs of your business
  • Attentive, professional service every step of the way
  • Local decision-making and processing

*Funds disbursed via check. Please call Newton Federal Bank ahead of time for approval when you would like to draw down funds.