Meet Our Lenders

David Dyer

VP, Commercial Lender

David has over 20 years lending experience, primarily in commercial and real estate lending. With a BBA and MBA from UGA, David is also a graduate of the Graduate School of Banking at LSU. Originally from Blairsville, but has lived in Athens/Winder for last 16 years. He enjoys spending time with family (wife, two children) and watching and participating in sports, especially college football.

View our Home Mortgage Loans.

Reed Beard

VP, Commercial Lender

For 23 years Reed has been the proud husband of Vicki Beard. They have four children and six grandchildren. A graduate of the University of Georgia, Reed holds a BS Degree. His hobbies include fishing, hunting, golf and traveling with Vicki.

With over 37 years of commercial lending experience, Reed is equipped to handle everything from the simplest deal to the most complex. He enjoys working with business customers from start-ups to mature businesses and in making the lending experience easy. If you’d like to find out more about Reed or talk to him about your next project give him a call. He’d love to help make your dreams come true.

Dee Cook

VP, Commercial Lender

Dee is a Covington native. She has over 17 years of banking experience with a diverse background. Her current passion is commercial lending. Dee holds a degree for Dekalb Technical College and loves spending time with her daughters. Honesty and professionalism are always at the forefront when Dee is meeting the needs of her clients. “I enjoy helping customers grow and prosper in their business." Dee and her family currently reside in Walton County.